credit card?
Posted by
Chrisstenson Ford 15 January, 2010 - 12 views
what is the bast way to go about getting my first credit card? (other then through department stores)
i just recently opened my first account (checking) through monroe bank and trust.
dont you have to have an account for a long time at certain banks before you can get cresit cards there?
i would like a visa card, but when i try to apply online, they ask you to select a bank or credit union. monroe bank and trust isnt on there, can i pick a bank or creit union that i dont use?
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You don’t need a bank account to apply for a credit card. But with little or no credit history, you’ll be limited to offers like these:
http://www.asapcreditcard.com/poor-credit.html
Although these offers tend to have higher interest rates (and additional fees) when compared to ’standard’ credit cards, they’ll give you the opportunity to prove your credit worthiness and build your credit history over time. Eventually, with regular on-time payments– you’ll be able to qualify for better offers with lower APR’s and less fees. But for now, these are your options…
Hope this helps. GOOD LUCK!