credit card?

what is the bast way to go about getting my first credit card? (other then through department stores)

i just recently opened my first account (checking) through monroe bank and trust.

dont you have to have an account for a long time at certain banks before you can get cresit cards there?

i would like a visa card, but when i try to apply online, they ask you to select a bank or credit union. monroe bank and trust isnt on there, can i pick a bank or creit union that i dont use?