How do I get a credit card with no credit history?

Posted by Chrisstenson Ford 12 April, 2010 (1) Comment

I am 18 and a student, I have applied for student credit cards at seperate times and have been denied because of having no credit history. The cards I am applying for are student cards for limited to no history, I want to know what else I need to do to get a credit card when I have no history. I want to get the card just to use for gas, so I can pay it off each month and slowly build some credit. Please Help!

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Categories : Uncategorized Tags : card, credit, credit card, credit history, gas, history, month, seperate, student, student cards, student credit cards

What is the best credit card to apply for online?

Posted by Chrisstenson Ford 4 February, 2010 (1) Comment

I want a limit of maybe 10,000 dollars to help with my wedding. I also currently have a credit card, my only credit card of 3,000 dollars that I would like to pay off with the new credit card. I have very good credit so I really dont think that will be an issue.

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Categories : Uncategorized Tags : card, credit, credit card, dont, issue, limit, new credit, wedding

What is the best credit card for an 18 year old?

Posted by Chrisstenson Ford 11 November, 2009 (1) Comment

I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!
If you are just going to answer "none’ don’t bother.

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Categories : Uncategorized Tags : advance, card, credit, credit card, credit cards, eighteen, none, quot, thanks in advance, year

How and why is my credit card affected when I open and close a credit card?

Posted by Chrisstenson Ford 2 November, 2009 (1) Comment

I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?

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Categories : Uncategorized Tags : card, credit, credit card, credit score, deal, discount, prize, rebate, Store, zero balance

My credit card balance is over 50%. How long will it take my credit score to go back up?

Posted by Chrisstenson Ford 27 October, 2009 (1) Comment

Hi. I recently just got my first credit card ever and used it to make a 00 purchase. The credit limit is 00, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.

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Categories : Uncategorized Tags : balance, card, credit, credit card, credit limit, credit score, credit scores, limit, purchase, score, three months, while